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Online credits and when they are denied

by Jose Donaldson

As many times they ask us when they tend to deny online credits here we will show it.

Yes, in Creditosrapidoseuros although we are going to show you some of the usual reasons you have to understand that the situation of each client is different.

One person can be denied while another person can not.

It will also depend on the financial where you do the processing because each can work differently.

Even with everything, if we can say that there are some situations for which fast online credits tend to be denied.

We are talking about those online loans that both the firm and the study take over the internet.

Online credits Why online finance can deny them?

There are a number of more common reasons than others being what we are going to see.

  • The client is included in some delinquency record such as asnef:

It is one of the compelling reasons why online loans are often denied.

And although it is true that there are financiers who can sign up with asnef loans online it is not at all usual.

Almost all online financial institutions are programmed so that when they detect the customer's password, the transaction is rejected.

They do it this way because having so few requirements online credits have had to find one that can "serve."

If you look in fact except for the issue of the asnef microcredit and other small loans are always approved.

It is therefore of all the variables that most causes the denial of the credits.


Fortunately, not all online financial institutions reject their customers for asnef.

There are a few financial companies that, depending on how you have it, allow you or not to process it.

If the debt that appears in asnef is for telephony type things (non-financial debts) in principle they do not put problems.

On the contrary, if the loan is due to an unpaid loan, we will continue to have the problem from the beginning.

  • The client does not have online banking:

Have you noticed how practically all online credits require their customers to have online banking?

They demand it because it is in this way that the financiers get to see the banking movements of their clients.

If the person does not have an online banking account, they will find that they can not even begin processing this loan.

Neither is it a serious problem because the only thing that customers have to do here is open an account at their bank.

  • Whoever asks for the money has other online loans signed in other financial institutions:

It is something that does not like and although some may not understand it we will explain it to you.

Online financiers do not like that a client who has signed other online credits asks for money because they think that with their credit they will cancel the one from the other entities.

Something that we can see in the signature of microcredits with certain frequency.

It is common for people to request new microloans to pay for the micro loans of other financiers.

Do not like it because this can cause a ball of indebtedness to the client that can end up in default.

And of course, it will be the last financier who has signed the loan who in the end will suffer the consequences.

  • As a fourth reason we wanted to point out the lack of demonstrable income although it is the least important among the three.

At least if you sign small loans where the normal thing is that no justification of income is requested.

These are the main reasons why online credits can be rejected by online financiers.

24-hour online loans and quick loans instantly

by Jose Donaldson

Is it possible to sign credits 24 hours online? Because this is something that many of the online financial. we see in the market tell us.

If we see the market of the fast loans and more specifically the one of the online loans we will be able to see as many say what of the 24 hours.

What's true about this?

Credits 24 hours online Can you sign the 365 days of the year?

Because if we are guided by what many of these money companies say, the answer is yes.

The first thing that most of you will ask when reading this is how can these financiers work every day of the year?

In Creditosrapidoseuros we know the answer to this question being what we are going to explain next.

If you have in mind to process any of these quick credits online either through us or from third parties you are interested in this article.

It will interest you because in this way you will understand the operation of the companies dedicated to online credits.

As you are saying if it is possible to sign credits 24 hours online through the internet through online financial.

And it is not that there are people from the financial institutions working 24 hours a day, 365 days a year, it is that by having their procedures automated they can do this.

That is to say, as the financial ones in the processing of online credits usually leave the whole study in computer programs this allows them to be able to work 24 hours a day.

Being programs responsible for the study of operations is not a problem when customers make the loan request.

Automation in fast online credits

Neither the day since being a computer who makes all the efforts nor have a vacation or hours of rest.

Now, what you have to know is that not all the financiers who sign these online loans leave 100% of the management in the hands of these software.

These programs can do the study of the operations in an automated way but many times it is then a person of the financier who is in charge of making the last revision.

Therefore, although many of the online financials that we see are advertised as 24-hour online credits in practice the signature is often not possible.

If they can approve the operation but not the signature instead at the time that is what everyone wanted.

For example, if the client makes a request on Sunday at 11 o'clock at night it is possible for the system to approve the loan when doing the study automatically.

However, it is likely that until Monday, despite having the approved money, you can not sign the financing until the financial staff confirms the acceptance.

Financial companies often work in this way for security reasons more than anything else.

The computer programs can not carry the same level of verifications that on the contrary if it makes the personnel of the financial one.

Loan comparator

by Jose Donaldson

Although in Creditosrapidoseuros you can process all kinds of quick credits online through the internet, we also facilitate the function of serving as a loan comparison .

Through this web you can better know the characteristics of each of the loans that are in the market.

Each week we write articles about loans offered by financiers, making known the advantages and disadvantages of them.

We not only explain the characteristics of each of these quick loans as well as their conditions as other websites do, here in addition to all this we give you our personal opinion about this financing.

Something that we can also do when our website is formed by financial advisers with extensive experience in the financing sector.

Financial comparator and credit opinion

We have spent years in the sector processing all kinds of urgent loans , hence we know well when we can recommend a loan and when not.

Some of these will be online credits signed through the internet by online financiers, others will be offered by consumer finance companies.

From our website we do not want to limit ourselves to a single type of financing, but instead to other companies.

We want to deal with all types of loans, such as those signed by banks and other financial institutions.

Something that also in Creditosrapidoseuros we consider it obligatory given the importance of financing alternatives.

We can not just talk about the online loans processed by the microloan companies or those other banking products.

This is because the financial sector is much more, for example, loans between individuals are increasingly important in Spain.

In this section you can find all kinds of comparisons and opinions about loans of all kinds.

Tips on signing loans

If you are interested in processing one of these quick credits and you are not sure if doing it, these tips will be able to solve a great part of the doubts that you could have.

As always, the idea we have is to help people who want to get money fast but are not sure about it.

The good thing about this section is not only that here we are going to give our opinion about the loans offered in the market, we will also give examples.

If you want to process a loan with very specific conditions, we can give you some examples based on our experience on the different uses you can make of money.

This helps those people who need to make a decision about a loan understand the different uses this financing can have.

And it will not be due to lack of experience, as we have been intermediating in the financial sector for more than 10 years with what we know the utility of each of these credits.

You can also ask us your question so that we analyze a specific credit.

Of course, when comparing credits and analyze them we will only consider those credits that have an important level of demand among the population.

As you will understand, we can not analyze a loan from an unknown financial company because it is not worth doing.

When we give our opinion and make loan comparisons we will do it with quick credits that you all know.

Both financial that make loans with endorsement as those that only sign personal loans.

If you are looking for a place to read opinions about loans as well as a loan comparison in Creditosrapidoseuros is just what we offer in this section.


by Jose Donaldson

If you are looking for people who lend money, to ask for a quick loan or to start a business , in this section we will tell you different ways to get financing through other people.

People who lend money

Before talking about the people who lend money, it is necessary to classify them in two parts, people who lend money for any expenses (usually private) and people who lend money for business.

People who lend money to individuals.

They are called private lenders or private lenders, to contact one of them, it is only necessary to look at classified ads websites, newspaper ads or even the information provided by teletext.

  • FEATURED Article! : Apply for express loans . The most common way among users who do not want to wait and do not have much time.

One of the most innovative ways to get loans from individuals is through a new type of quick loans, called "P2P Loans" , loans that are made through web portals, similar to social networks but dealing with loans. This type of services are the concern of many banks and in some countries 50% of users prefer this type of services.

Before asking for a loan with an individual, you must be aware of the full meaning of the contract and take all precautions to avoid being cheated.

People who lend money to businesses.

Before we talked about P2P loans, one of the most frequent causes for which P2P loans are made, is to start a business or pay the expenses of a company. To finance a business you can also use the "Business Angels" a modern way to call capitalist partners who are dedicated to finance business ideas or companies that may seem profitable.

  • RECOMMENDED Article : Bank credits for companies . A way too strict and that demands many conditions.

These types of platforms are also a good opportunity to invest money in people who need loans. Currently, these platforms offer higher returns to some types of investment funds or shares of certain companies. You may also find interesting, the idea of ​​becoming an investor or have it in mind in the future.

Ask for a salary advance.

It can also be one of the best alternatives to ask for money from financial or ask people for money . Many people do not ask for salary advances and request loans, due to lack of information. We have written an article about it : How to ask for a salary advance? In this link you will find the laws that exist for a worker to have that right and know the right department to know where to apply for it. You will have all the necessary data, to be able to money to the company in which you work and above of legal form.

* The biggest advantage : Salary advances have no interest

Having no interest, you do not have to be worried about how much the advance will increase, nor do you have to be aware of when to return it, since it will be deducted from the next payroll, automatically.

Business Angels and venture capital companies.

Venture capital companies are also specialized in financing all types of businesses. So looking for "venture capital companies" or "Business Angels", you will see different companies, which finance other business or business ideas.

It is also advisable to request the services of a financial advisor or a consultant specialized in financing and government subsidies, since if you have a business or you want to start a business, you can take advantage of government subsidies.

  • COMPANIES THAT PROVIDE MONEY : See list of companies that lend money . This is simply a list of banks and companies that are giving loans, we have organized the companies according to the search of each user, we have also made an international section in which we have also listed companies in Latin America, apart from the Spanish, which They are the ones that we have added to the list of companies that give money to people.
  • Business Angels are very difficult to find in certain sectors of entrepreneurship. That is why it is better to look for companies dedicated to venture capital, since they offer very similar services. Most times they will work in a way very similar to what lenders do.
  • With this type of people who lend money to start a business , it is necessary to have a business plan and other demonstrations, with which that person feels safe. Especially in the financial aspect of the project you want to start, for example, the time to recover the investment and the benefits that can be obtained thanks to the creation of a new business idea or to improve an existing business. Also demonstrate experience within the industry, with which you want to undertake.

Venture capital companies in Spain.

  • Caixa Capital Risk : La Caixa, apart from being a bank, is also one of the most important companies in the business of financing venture capital for innovative and profitable ideas.
  • Loan Capital Group : located in Barcelona and Madrid. They have private capital financing of up to € 90,000. They finance very special cases, such as taxi drivers.

Do not forget another of the most widely used ways in the world, to borrow money , which is through the help of people who lend money to their closest relatives and friends. If there is not enough confidence, they can be made under legal contracts with the tax agency. With the aim that they are recorded somewhere and can demand the borrowed amount.

Alternatives to people who lend money.

Resorting to private lenders, is not always recommended, from this website we think it is more advisable to apply for loans with companies of a considerable size, such as online financial or bank loans.

With online finance , there is no big problem, when the requirements that are usually requested are not met. From the categories of this web page you can compare different quick credits , this financial product is having great success in recent years.

  • Related article : Apply for express loans . All the necessary information, with which to initiate a request for money online.
  • The alternative of which we speak, is one of the most used in Europe and the United States, especially in the case of wanting to get money in minutes and almost any time of day.

What work to get money, if nobody hired me?

If you need money in a very large emergency case, nobody supports you and you do not have a job, you have the opportunity to go to a tourist area in your country and look for a job.

  1. Working in the hotel trade : to work cleaning dishes or cleaning in general, you do not need to have training, if you go to a place with a lot of tourism, it will not be difficult for you to find a job.
  2. Go ask for money to a place where they do not know you : if you are in a very serious situation and you are ashamed, you can also go to other cities and find the people where more money passes, so you can ask. The church door is a very common place. There are also original ways of asking for money, which come from the imagination of each one, such as mime or playing an instrument.
  3. Learn a trade : in Spain and in most countries, there is government training, with the aim of ending unemployment and creating a better quality job, sometimes accompanied by financial aid (scholarships), which are not charged immediate way
  4. Even if you have a certain profession or certain studies, nothing happens because you work in another professional branch, even if it's just a time to find an economic cushion and later find money in what you really would like to work or passionate about.

Is it advisable to ask people and family for money?

It is not usually advisable to be asking people for money, be they family or friends. Honestly, no one likes that they like money and most people end up ignoring people who ask for money on a regular basis. Why do not we recommend asking for money? Here are some factors:

  1. Many times they ask for something in return . There are people who lend money, who then ask for things in return, those things may be worse or end up being much worse than you expected, such as illegal activities or very little moral. In the case of wanting to start a business, ask for such high shares that ruin the company.
  2. You owe them a favor . It is not good to owe favors, often we do favors by own will, however, if it is a favor that you do not want to accept, it will be harder to deny. Some favors can end up in very complex or complicated situations.
  3. Bad for social life . If you do not return the money you can lose a friendship of many years or lose the relationship with your family. Besides that later they will speak ill of you behind their backs. It is normal that people end up talking badly of the "hard face" that they are asking for money, without doing anything in return.
  4. Get in trouble . If, for example, you do not return the money to a lender involved in sinister business, you may end up being victim of blackmail with much greater debts or if you owe money to a violent person, be attacked. When asking for money from family members, it is recommended that this money is not going to be used for gambling or addictions, since most of the time, much bigger problems are created.
  5. Recommending : Work on Amazon Flex and get extra money . The new types of jobs, offer a way to obtain money, which previously had not been thought or had the possibility to perform. Thanks to the opportunity of new transport applications or online shopping, you can get jobs with which you have your own time and greater freedom.

Almost nobody is going to want to give you money

Most people will not want to give you money or they will give you excuses, they know that many friendships and relationships end badly because of this. You have to be realistic and look for other sources of money, such as moving to another place in search of work or liquidating all the electronics that we have in our possession, in order to obtain liquidity or get cash in cash to look for work in another city ​​or even in another country. Something that should not be done, permanently. Reasons why people will not want to give you money :

  1. They do not want to put a friendship in danger .
  2. They know that you have a bad economic situation and that it will cost to return the money.
  3. They also do not have money or have expenses, which do not allow them to give money to other people, even if these are their friends.
  4. They do not have enough confidence. Lately, people, every time we are more distrustful and we look more for ourselves.

What aids are there for people without money?

Sometimes you can ask for money from the government and also in other more original ways. Next we are going to give you some ideas.

  1. Learn about aid for people without income . In Spain, in some autonomous communities, such as in Andalusia, they are distributing aid to people without monthly income, amounts ranging from € 400 to € 700. In the Basque country and in some other areas, there are also similar aid. More information : Requirements of the minimum income of social insertion .
  2. Facebook groups and web pages to emigrate : if you are in a situation where you already owe money, in which you need to ask people for money and where nobody gives you anything, it is possible to study the idea of looking for a job in another place . There are very complete web pages on the subject, such as: On this website you can find other Spaniards who share a room, validate titles, find work, learn languages, see which are the best countries ...

Precautions with people who lend money.

Currently on the internet, there are people who want to cheat others and profit from lies. One of the most used lies is to offer financing to desperate people, asking for an anticipated amount, for the supposed expenses of loan management. Sometimes, this loan never reaches the person who requests it and the anticipated amount is not returned.

  • You are interested : The best countries to look for a job .

Some individuals who are lending money do so knowing that some of their clients will not be able to return it, with the objective of increasing the debt in a very considerable way or even of appropriating the goods of a consumer. We recommend that it is better to access large companies that are dedicated to financing, such as financial fast loans. You do not have to trust all the people who lend money , nor the people who ask for an amount in advance, to study the loan and finally they do not. They call this advice and they can do it legally. You have to take great care, especially with the type of personal data that is sent. Make sure that you are sending data to a legal company and that, recommendedly, be based in the place where you are requesting the money.

Get money for a sporting event, music, end-of-course trip ...

When it comes to donating money to a certain group, people tend to be more inclined to donate money. Athletes can get money by selling tickets, through local sponsors, through collective meals, organize barbecues, organize parties ... While NGOs can get people to lend money in a multitude of ways.

How to use psychology to ask someone for money?

Mistrust is one of the factors that make a person not lend money to another, so it is necessary to follow some of the tips that we are going to talk about.

  1. Inform that you are working or that you are going to start working: when someone gives money to another person, they usually distrust that they do not return it because the person who receives it does not have enough purchasing power.
  2. A trick to ask for money from saving friends : this is recommended to ask for money from saving friends or family members. Savers are fixed up to the last currency that can save or take an interest. For example: if you lend me € 200, I'll return € 230, within a month. This can make them decide permanently, although it does not always mean that you can get their approval.
  3. Do not show your addictions: do not get to smoke tobacco, consume drugs or spend money foolishly, while you stay with a friend to ask for money. Since it is very frowned upon, ask for money when you spend it on vices or demonstrate having a behavior that makes you not return the money.

People who lend money to start a business.

Crowdfunding platforms are an alternative to people who lend money, when it comes to financing a business idea . It is important to have a business plan, in petitions of this type. The more detailed the better.

The crowdfunding platforms of people who lend money can be accessed by any type of user from any country. With the great advantage that if you have a business idea and need liquidity, that liquidity can be provided by people from any country. Before putting a business idea on such a platform, it is imperative that you develop a planning for the entire project. Above all, a planning in the accounting and financial aspect. This type of platforms are also used for other purposes, such as beneficial objectives, with which to support research into diseases or help in underdeveloped places to improve the quality of life.

Investors are also using other techniques that are very similar to crowdfunding, such as crowdlending, where people lend money to individuals and companies. Unlike the prior art, investors invest in a business, regardless of the future of the business. Since they do it in the form of financing, the only risk they face is that the entrepreneur does not pay back the interest on the loan.


Before applying for money with people who lend money , it is very important to know where that money comes from and never make payments in advance, since some scammers ask for amounts of money in advance and then disappear.

  • HIGHLIGHT : Compilation of financial companies . A very similar article in this, on all kinds of ways to look for companies that lend money, especially money intended to start a business or a business activity.

If you are looking for people who invest in business ideas , we also have articles that are focused only on how to look for an investor. Use the search engine or access the following link: How to find an investment partner? In which we show you the different ways to find an investor for your business or idea.

Since in this website we do not only want to dedicate ourselves to delinquent users who need people who lend them money , we also want to give information and advice to people who want to start a business with which to solve their debts or achieve greater financial success. With all the ideas that we have given you in the previous instructions, you will surely get inspired or perform some of the actions that we have recommended.

Cash Urgent Loans

by Jose Donaldson

Urgent cash loans are usually made by private lenders . Fast online loans or bank loans are made through income. Any amount of money is in cash once taken out of the bank branch or the ATM, so finally most urgent loans can end up being cash loans .

Before asking for a loan in cash it is convenient that some details are taken into account.

  1. Safety. To be accompanied by a person who can provide us with security is important. In the case of large amounts of money you could not rule out attempted theft or scams.
  2. If finally, you prefer to request an urgent loan online , go with a person to the bank or ATM. It is recommended to use the official ATM of the bank in which you have the credit card or card, to avoid having to pay more expenses.


The application begins. Now and in a few minutes!

Apply for quick credit

How can I find a lender that I trust?

You have to be very careful when contacting private lenders through ads in the newspaper, advertising or online ads. To conduct a secure business, you need to know data such as what company they belong to or what financial company they own, opinions of other people and do the paperwork under the approval of a true notary .

      • If they ask you to make a payment before the whole process, it is very possible that it is a fraud. It is not always a fraud, but we do not recommend accessing this type of financial services.

A place where you can get cash, are the shops that are dedicated to the purchase and sale of jewelry or high-value metals. There are gold-buying stores, which also have the service of offering cash loans or asking for money by pledging something that has considerable value.

  • More information : cash loans in Spain . A section in which you will see the most recommended businesses to apply for urgent cash credits in Spain. In the event that you do not live in Spain, we recommend that you go to the higher category of "online loans" in which you will find solutions for Latin America.

The above alternatives can be very useful for people who do not want to get into debt and look more for a carefree future. There are users who request financing, without being clear that they can face a certain debt, so that in some cases ends up causing much more negative economic problems, such as losing assets that have endorsed or suffered an embargo, through the procedures that the financial company can perform.

Cash companies in Spain

Currently almost all companies are offering their services digitally and without a personal treatment, but there are still companies that speak to you face to face and can offer effective solutions such as the following:

  • Advances : it has offices in Madrid, Seville, Valencia, Alicante, Albacete, Logroño, Tenerife, Bilbao, Zaragoza and Murcia. In these moments, they are giving loans of 600 €, with free telephone attention. See more: More information about
  • Cash Converters : with the option of recoverable sale, you can put any object or several objects, as a deposit and they will give you an amount of cash, with which you can recover the objects, in case you return that amount. See more : Cash in exchange for objects .

I need an urgent loan in cash.

If what you need is urgent financing , you just have to go to the top and choose among the options with which to benefit. On this website, the solutions we have are made digitally, so they are not sums of cash , however, you can have the cash in your hands, once you have withdrawn the money from the corresponding bank account. The solutions you have at the top, are made for different types of needs and beneficiaries, we also have solutions for users who are delinquent.

The advantages of having a job today, make it possible to request more money. Many users who do not have a job have also obtained the cash they needed without waiting for days. Those who receive amounts from the government due to unemployment, always get higher approved cash credits.

If you want to start some kind of business or invest in anything that is necessary to have cash, we recommend that you report well, because with good information and good means, you can get that amount of money.

What documents will they ask me?

The most necessary and mandatory document in any application for a financial service, is the identity document DNI . That allows the financier to identify the user and increase security levels. At the same time you can check the files of defaulters.

  • Related : Mini loans only with the DNI . Documents are required that identify the applicant, in a correct manner and also documents that prove the level of income that the client receives in a usual way. In this link we teach you to perform the whole procedure with which to start requesting the amount you want.

The documents that are requested when requesting urgent loans in cash in a physical place, are the identity documents. In the event that the amount of money is a considerable sum. The last payroll will also be requested, in the case of an employee, the quarterly / annual statements , in the case of a company and the monthly income, in the case of a non-payroll user who receives a government grant , such as could be a pension, an aid for unemployment ... In the case of the financiers who use the car as collateral, they also usually ask for the registration number of the vehicle and information about the vehicle. From this web at present, we do not give urgent loans in cash with car endorsement.

What advantages do private lenders have?

Many of them ignore that the client may have outstanding debts or have not paid another loan requested in the past. The majority of private lenders that offer cash to defaulters, usually ask for an endorsement with which to have greater security and collect the debt. Another advantage that a particular lender can offer is the higher speed at which the money is delivered or the speed at which the request is accepted. Some lenders also offer included expenses, which may involve carrying out the operation.

There is also the advantage of finding lenders in cash loans , internationally, thanks to joint investment platforms. In this case, cash should be withdrawn from the cashier.

  • You are interested : private money lenders . Everything you need to know, before making a loan between individuals or family members, the laws that must be complied with and the advice to be taken into account. Also tips about the types of precautions that should be taken.

Private lenders often invest in specific industries, if you have a business you are interested in, so it is advisable to go to " Business Angels " looking to give cash loans to companies in a certain sector and also know their operation. Even some of these lenders, you can also become an investment partner, that brings improvements to a certain business.

The possibility of being able to ask for money in cash or in other forms of payment, is something very useful for people who are in situations of embargo or who do not have a bank account. In the next section, we will talk about more options.

We recommend that to ask for urgent cash loans , it would be best to do so with large companies or companies that have a good reputation. The lender companies that you find on our home page, are trusted.

Sometimes it is better to have financing by bank transfer, since greater possibilities are obtained by having a larger list of companies or networks that are dedicated to financing people who are looking for a very specific financing.

What I do? Do I request it with an individual or do I do it with a company?

You can see what advantages each of the services offers, what interests they have and above all consult the small letters of both. One of the most important points is knowing how much money is finally returned. You should not rule out the possibility of not being able to face it, so you should also inquire about the interest / fees that would have to be paid in the case of delivery after the deadline. Remember to ask for the account number in which the income should be made when returning it, since there are many cases that have lost the account number or have not received it and the debt has increased. With the online financials that you find here, they provide you with the account number, once the application is finished.

If you live in a place with a considerable population, you can also resort to the financiers who provide their services in person, perhaps the personal treatment gives you greater security. If you prefer to ask for it at the time that best suits you and not have to leave the house to receive the money, here you can access financial institutions that handle the entire process online. Although generally, in the financial ones, the normal thing is to realize the transactions by bank account.

If you want to save cash in a bank account, without being afraid of an embargo, you can use bank accounts abroad. Thanks to bank accounts that can be done online or in countries near Spain.

Urgent loans, a solution for entrepreneurs.

Lack of job opportunities and poor conditions in times of crisis, are driving many people want to undertake. They encounter a very big obstacle, that of financing, thanks to the urgent loans , some daring people can start with a business activity. It is always advisable, that before undertaking, you make sure you are pointing at the unemployment list and you are informed about the help that is available to new entrepreneurs.

The disadvantage of not finding work, has increased the entrepreneurial vision and even the economic situation of many entrepreneurs who have been able to stabilize, it is better than in times of real estate bubble.

If you are an entrepreneur who needs cash , we also recommend that you use the search engine of this website and look for alternatives of all kinds, since we have a lot of information available. One way to get liquidity for a new company, is through state aid, it is advisable to get information through the information provided by the municipalities or social security. There are also specialized advisors.

What do I do if I do not have a bank account?

If you need an urgent cash loan, due to the fact that you do not have a bank account, you can opt for the alternative of requesting a loan that is entered in a credit card or making a commitment, in a pawnshop. If you belong to a city with a large number of inhabitants, you may be able to find a list of pawn shops, which give loans in cash , using the search engine we have on our website. You should look for example: "pawns in Barcelona" .

  • Related : Can a loan be requested without a bank account? We explain the ways to request a credit without having a bank account and the alternatives that you have at your disposal. Highly recommended for those who seek loans to defaulters.
  • Credit cards allow you to borrow and obtain credit in cash, only from the functions offered by ATMs in general. However, you must understand the interests and costs of your card, to get rid of future debts.

With the pawnshops it is not necessary to have a bank account, it is enough to have an identification document. Likewise, it is advisable to make a bank account, since many banks offer it for free. Another alternative to the most used cash emergency credits is the sale of jewelry kept at home, especially those that have been made with gold or silver. High-end watches are also often demanded by pawn shops.

We recommend you to have a bank account.

We recommend you to make a bank account, many of the banks have bank accounts for free, for their new clients and to be able to receive urgent loans . Especially for young customers. It is not necessary to go to the bank, to get a bank account, from the websites of banks, you can request user accounts. No payroll is necessary and debtors can also have bank accounts, having them available urgently .

By having a bank account, you have more financing solutions within reach.

Urgent cash loans between individuals.

Companies and banks are not the only way to finance any expense, you can also make loans with friends or family, in a legal way and so that everything is in writing. It is recommended to use the advice of a lawyer specialized in the subject and make a document for the tax agency.

  • Enter here : loans between individuals . We talk about the functions that some companies have in order to provide financing between investors and plaintiffs. Above all we talk about urgent loans in cash, using p2p technology and the benefits they have, especially in the cases of new entrepreneurs. They also have a registry for investors, in the case of wanting to get a certain return on their savings, thanks to the crowdlending technology in which the users of the platform are the ones who are in charge of financing those who come seeking financing.

You should never rule out the possibility of seeking financing at bank branches, especially if you have a payroll that can guarantee certain income on a monthly basis. If you do not have a payroll, you end up having little chance of getting low interest financing and it is possible that you need the use of urgent cash loans .

Are many paperwork required to request a loan in cash?

The cash credits that are made in quick loans or pawnshops, do not require many paperwork. The only thing that will be necessary will be to carry the DNI. However, in some financial or with some lenders, it may be necessary to have more papers, such as payroll, annual income etc ... It is advisable to have a scanner or perform a scan in a place of trust, as they are very sensitive documents.

  • We recommend you : How to request micro credits without paperwork? Related information on the ways to make requests for financial services, without the need to use paperwork. If the alternative of online financing is used and you do not end up applying for a loan in cash, the paperwork will be much smaller and the application much simpler.

When signing an online paper or contract, it is 100% necessary to know all the conditions of the contract. In the case of not understanding any term or part of the contract, you must always ask and always be sure that our economy is suitable to make the refund in all the contract installments.

What reasons allow me to request a credit in cash?

The reasons do not have to be said, as this is part of the privacy of consumers who demand money. Usually, these credits are usually used at the beginning of the month, before collecting the salary or before receiving an extra pay. An example would be to go on summer or Christmas holidays, before having received the extra pay each year.

Alternatives of cash credits.

The main alternative of the financial ones of urgent loans in cash , are the pawnshops that are giving money in cash, in the shape of fast credit or in the form of loan of pawn, in which it leaves like bail some object or jewel, with a certain value in the market.

  • More information : Find pawnshops . Information about the services and locations of the pawnshops, located in the main cities of Spain. This type of companies are the most used in the case of not wanting to use a bank account or in the case of not trusting the lenders or services of large banks.

What if I do it among family members?

If you decide to make a cash loan between family members, you have to take into account the steps to follow, if you want to do everything in a legal way and without having negative results for the future. It is noted that when making a loan the details are notified in the tax agency, since if for example a certain interest is used, that benefit would have to be declared as such. Or in the case of a scam between relatives, have the possibility to claim the debt. It is recommended that all significant transfers, between family and friends, be notified in the tax office. Do not do a business of this type, if you are not totally sure of making the return, it is not worth breaking family ties or friendships, because of the debts. However, it is one of the best ways to get a cash loan without interest .

I do not have a hard cash. What do I do?

Since many of the users who visit us, are in a very desperate situation and have "not a hard" to do anything, then some ideas on "things to do if I do not have money in cash" that may help.

  1. Work on Amazon or Similar: As you know, lately there is a new type of employment, for large technology platforms, which is the job in which the user has greater freedom in schedules and there is no "boss" who has to pay attention Only meet certain services. Currently, there are courier companies where you can work like this and an example is the following: Work at Amazon Flex as a messenger or carrier.
  2. Travel by bus and look for work in another country: in the main cities of Spain, there are cheap buses that offer you to go to other countries in Europe, where there is a lot of work. As for example buses to France, Germany or Holland. Many people go to France for example, to look for work in the field.
  3. Search for things of value at home: we have spoken thousands of times about this on this website, but we never get tired. Many times we have things of value that we can pawn and get cash amounts with them or also sell on websites like Wallapop . Clothing is one of the things that best be sold, however, television or computer, can give much more quantitative amounts.
  4. See more ideas : The rarest ways in the world to earn money .
  5. It is very important that you avoid sending money to people who say they are going to get a loan, even if they are companies that work legally. Many times, they finally do not get anything from what was promised in the previous way and the only thing that is paid is a simple study, as an advisory service.


Nowadays converting an online credit, into a cash loan, only takes a few minutes. We can also conclude that thanks to the diversity of financial and financing methods, almost everyone, however bad their conditions may be, can achieve it, if it persists. We may not be in the best time to ask for amounts in thousands of euros, but to ask for a small amount, there are hundreds of solutions.

Warning : private lenders that offer quick cash loans can use contracts that do not match the requested amount, it is necessary to be informed about all the papers that are signed. So sometimes, it may also be more advisable to require a salary advance, request a cash loan to relatives or keep looking for other alternatives to get liquidity. The advice of a specialist is always highly recommended, especially if they are amounts that may be considerable or have a great importance for the proper functioning of a company or a service as a self-employed worker.